ROBS and SBA LOans

Can I Do a ROBS rollover with an SBA loan?

YES - absolutely! It is very common as they blend together perfectly for a well rounded funding strategy.

In fact, about one third of our ROBS clients are also getting an SBA loan.

SBA loans typically require anywhere from 10-25% down depending on the lender and the specifics of the deal. Many people find that using the ROBS rollover to free up their retirement account (tax and penalty free) is a great way to preserve short term cash in other accounts.

Using some (or all) of your retirement funds is a strong strategy to come up with the down payment and also helps to minimize the loan size and debt exposure with the SBA loan.

At Pension Pros, we are very familiar and experienced with the SBA loan process and will provide any requested documentation that the SBA lender may require in a timely manner.

Small business loan application form on desk.