Steps in the ROBS Plan Process

You sign and return our Statement of Understanding and Plan Questionnaire, along with our one time fee of $3,995.
We establish a new C-Corp, draft all corporate documents, and file articles with the sec'y of state.
We secure tax EIN #'s for your new corporation and for your new 401k plan.
We design and draft a new 401k plan, which you adopt. This plan includes specific language that allows for the purchase of private corporate stock.
We purchase an ERISA bond to protect participants from losses due to fraud.
You set up your 401k bank or brokerage account for holding your retirement funds and your business bank account for holding the corporation funds.
Funds are rolled over from your existing plan custodian into your new 401k plan account.
This will occur by direct plan to plan wire transfer or by check.
The new trust plan then buys stock in the corporation with the "rollover" funds.
Funds are transferred from the new plan account into the corp bank account and stock certificates are issued to the plan with appropriate valuation. The plan now owns stock in the corporation.
Funds are now available in your business bank account to finance your business.
Pension Pros provides ongoing guidance for your 401k plan, including, but not limited to:
- Completion of Form 5500 (or 5500 EZ) on an annual basis
- Completion of census form as needed
- Ongoing guidance regarding employer contributions, employee distributions and other plan
maintenance as needed
- Completion of Form 1099-R as needed
- Notices to employees regarding plan eligibility

Note: We provide ALL of these additional ongoing services at NO charge!

To Get Started, click here, or on Get Started tab on Homep

Pension Pros

Pension Pros

Steps in the ROBS Plan Process