SAfe, Secure, Strategic Roth Conversion Solutions

Solutions that meet your needs

As investors age, overall investment strategy and portfolio mix tends to become more conservative.

And rightfully so, as most investors are conscious of the desire to protect the principal that has been built up over the years. Financial planning experts universally agree that portfolio allocation should lean towards strategies that will offer sufficient growth opportunities to supplement lifestyle and outpace inflation, without subjecting investors to market risks and downturns that may devastate a lifetime of savings.

Simply put, investors in their 60's and 70's don't have the same longer term window to recover from inevitable market downturns.

One of the common concerns about doing a Roth conversion is the creation of a larger short term tax bill.

No one likes to pay taxes, or more taxes, but remember, an optimally designed Roth conversion strategy will

keep the short term tax effect under control and lead to no tax on soc sec benefits (for many), low or lowest Medicare premiums, and substantially lower total lifetime tax liability.

An optimal Roth conversion strategy always considers the long term view as opposed to a short term view.

Think about it - isn't that what a sound financial plan is designed to do?

Pension Pros offers solutions that provide sufficient growth opportunities with safety of principal, and even address the concern of a short term tax hit with a Roth conversion.

Our partial conversion strategy allows you to control the tax "hit" and not jump into a higher tax bracket.

Features and Benefits of our Roth conversion solution:

- Safety of principal

- Ability to earn market like returns with no risk of loss of principal

- Tax Free growth AND Tax free distributions

- Account has a floor of 0% - No negative returns

- Annual gains are locked in. Account balance is reset with new floor.

- Withdrawal priveleges

- Deposit Bonus option helps to offset tax on conversion

- Named beneficiaries. Avoid probate.

Call today for a free consultation

and thorough analysis including tax comparison calculations and illustrations specific to your situation showing tax savings attainable with an optimal Roth conversion strategy.