Mortgage Freedom PLan

Pay off your 30 yr mortgage in 5-7 yrs AND save Hundreds of thousands of dollars of interest

A Better Way to Finance Your Home

The banks have us brainwashed!

30 year loans with heavy front end interest (76% of first payment)
are great for the banks – not for homeowners.

The interest you pay on your 30 year mortgage is the single

greatest expense in your lifetime!

Here’s a big secret your mortgage bank won't tell you – You can reduce that interest expense dramatically with the Mortgage Freedom Plan!

A First Lien HELOC has many benefits!

∙ Pay off your 30 yr mortgage - - - Without increasing your income

∙ Faster principal reduction - - - Without reducing your expenses

∙ Easy access to your equity - - - Check or debit card

∙ Your money works for you - not for your mortgage bank

∙ All without changing your lifestyle!

Here's How it Works:

∙ You get a “sweep” checking account linked to your new HELOC

∙ Your income is deposited into checking and “swept” into your
HELOC automatically

∙ This immediately reduces your HELOC balance by the exact
amount of your income

∙ Expenses get paid out of the HELOC thru the checking account

∙ This is all automated and seamless

∙ You will manage your finances thru your checking (and HELOC)
just as you always did – just more effectively!

The results of this process repeated month after month:

The gap between your monthly income and monthly expenses
is being consistently applied to your HELOC balance

Example: Income =      $8,000
                    Expenses = $6,000
                    Gap =             $2,000

In this example: $2,000 is applied to principal that month
which is WAY more than your 30 year mortgage!

The larger the gap, the more impact this plan will have.

You have FULL Access to the HELOC at ALL times!

You have a built insource for CASH easily accessible
thru your checking account

Here’s the critical difference between a 30 yr mortgage
and the First Lien HELOC:

A 30 yr mortgage is a closed end loan
* Extra dollars applied can NEVER come back out!

Your new HELOC is an open end loan:

* Extra dollars into your new HELOC reduces your principal

and reduces your interest expense
AND can be easily accessed at ANY time by check or debit card!

Let the numbers speak for themselves!

We will analyze your specific numbers and present side by side
amortization tables to show you the effect of this strategy on your situation

It’s not complicated – it’s just simple math.

You will be amazed!

Most people ask: “Why doesn’t everyone do this?”
Answer: Not many people know about it because your mortgage bank
certainly won’t tell you.
And, not everyone qualifies.

Basic qualifications for First Lien HELOC:

∙ Credit score = 680+ (for all borrowers)

∙ Equity in current home = at least 20%

∙ Debt to income ratio: 45% or lower

∙ Current mortgage balance = $100,000+

∙ Years remaining on current mortgage: At least 10

∙ Net monthly income at least 20% greater than total monthly expenses
Example: Income = $10,000 Expenses = $7,000 --- YES
Example: Income = $8,000 Expenses = $7,200 --- NO

Call or email us today for a FREE analysis

To offer a personalized analysis, we just need some basic income
and expense information to see if you qualify and then show you the
tremendous impact this plan can have on your financial picture.

If you qualify, we will get on a call to review the numbers and
thoroughly explain the process.

If you decide to proceed, we will connect you with a bank loan officer
to start the processing of the HELOC loan.

Mortgage Freedom Plan

Are you ready to shed the high expense of your 30 year mortgage?

Are you ready to gain easy access to more home equity?

Are you ready to positively affect your financial future?

Call or email us today!

Phone: 949-383-7121
Email: contact@themortgagefreedomplan.com

Web: www.themortgagefreedomplan.com

Pension Pros

Pension Pros

Mortgage Freedom PLan

Pay off your 30 yr mortgage in 5-7 yrs AND save Hundreds of thousands of dollars of interest